Secure Your Future Today

with Comprehensive Life Insurance Solutions

Kevin Lauterbach

Your National and State Accredited Fiduciary

National PN Id: 19444499

What We Offer

The ease of getting insurance with Kevin Lauterbach and Ethos. Our modern, 100% online experience makes applying super fast and stress-free. Coverage up to $2M with no medical exam. Just answer a few simple health questions. Free wills & estate plans. Eligibility depends on the product and state. We can offer coverage to more than 90% of applicants age 20--85, averaged across ages. Flexible options to fit different budgets and needs. Dedicated support from our team. 30-day money-back guarantee.

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IUL - Indexed Universal Life

Indexed Universal Life (IUL) insurance offers flexible coverage with customizable benefits and tax-free cash value growth with investment options, providing protection for loved ones and potential tax-free income based on your financial goals.

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Term Insurance

Term life insurance offers straightforward, affordable coverage for a set period, providing a death benefit to your beneficiaries if you pass away during the term, ensuring financial protection for your loved ones and peace of mind for you.

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Final Expense Insurance

Final expense insurance provides affordable guaranteed whole life coverage designed to cover funeral costs and other end-of-life expenses, ensuring that your loved ones are not burdened with these costs after your passing.

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60 A-rated insurers in one place

A Better Way to Find Life Insurance that's Perfect for You

Your time is your most valuable resource. Our software combined with experienced agents, searches top insurance carriers to find the best coverage for you at the right price for your budget.

No medical exam, instant coverage policies are available. This is one of the most important phone calls of your life.

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Frequently Asked Questions

What is Life Insurance?

Life insurance is a way of transferring financial risk from you to someone else - in this case the life insurance company. Just like you insure your car, house and belongings, why wouldn't you also insure your most valuable asset? Your life and ability to earn an income.

Why should I buy life insurance?

The wealthy have done this for years. A single financial incident can change the course of your life. did you know medical bills are the #1 cause of bankruptcy in the US? Why leave your financial future and that of your family to chance. Instead you can pay just a small monthly premium to have those risks taken care of by someone else.

How do I buy life insurance?

Work with a nationally accredited and state licensed life insurance broker who is a fiduciary. This means they have a legal obligation to work for you and provide you with options for the best policy and benefits for your personal situation. We are legally required to put your best interests ahead of everything else.

Will I need to do a medical exam?

It depends on the insurance carrier and type of policy you choose. Your licensed insurance advisor can provide you options that include instant guaranteed issue policies if that is what you would prefer.

How much will it cost?

Every individual policy is different based on your unique situation and the benefits you choose. Your licensed advisor will provide you the best options for you, your family and your budget to choose from.